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    Joe Fagan

    Former Soccer Star, Now Soccer Fan

    December 21, 2016

    Get Lower Car Payments With Ignition Financial

    Buying a car is an experience with which most people are familiar. Most people pick out several cars that they like and then narrow down their decision based upon how much the car payment is. That method seems like a logical conclusion to most, as that will determine how long the car can be kept.


    If a person had the cash available to buy the car outright and pay the full price, it would make the decision on what to purchase a lot simpler, but most folks are not in that enviable position. Thus, the system of car payments along with extra interest was invented to be able to sell more cars and to make it easier for people to purchase automobiles.


    On the surface, interest payments along with the payments of principal work out very well, but once an individual discovers Ignition Financial located in Austin, Texas, a whole new world opens up. It is possible to refinance a car loan and achieve savings on the payments in a big way. Once a person understands how car payments work, they will shout, “Yes, slash my payments right away!”


    Auto financing is made available by large banking and lending institutions who specialize in this particular field. They are in an intensely competitive situation, so they have to offer special deals to car dealerships and other retailers such as used car companies.


    The lender will set a “Floor Rate” of interest which is where the interest rate begins. Then they add on a “spiff” for the dealer, which usually amounts to an extra 2% to 4%. This extra amount is an incentive for the dealer to do business, and he will cash out his portion at closing time.


    Many people finance their cars at the dealer because it is more convenient, but they don’t realize that if they got their financing from their local bank or credit union, they would do much better on the interest rate.


    When a person refinances their car loan through Ignition Financial, they will get a better interest rate than they currently have, in most cases, and the savings that are realized will open up a new world of financial freedom.


    Extra money in the budget can mean payments can go toward savings, payment of other debts, money for education, new furniture, and many other needs. Call Ignition Financial today and find out what can be done for you中国福利彩票安卓下载 to free up some substantial money.


    It is helpful to understand how automobile financing works in most cases.


    For additional local visit cleanandgreensolutions.